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Thoroughbred Capital
Home
About
Products
Mortgage Calculator
Rates
Pre-Approval
Resources
  • Mortgage Learning Center
  • Privacy Policy
  • Apply for a Loan
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Loan Products

Conventional Loans

Conventional Loans

Conventional Loans

Conventional fixed-rate loans offer a steady interest rate from the start, ensuring consistent payments throughout the loan term. Ideal for borrowers seeking a minimal down payment and fixed rate.

Jumbo Loans

Conventional Loans

Conventional Loans

Jumbo Loans cater to borrowers needing mortgages over $802,650, ideal for high-cost areas. Best for those with robust credit and income, offering access to larger home financing options.

FHA Loans

Conventional Loans

FHA Loans

FHA Loans offer a low 3.5% down payment, lenient credit guidelines, and are ideal for first-time buyers or those with scores below 650. Competitive rates, simple qualifications, and flexible options.

VA Loans

Commercial and Investment Loans

FHA Loans

VA Loans provide $0 down financing with superior interest rates for active-duty military, veterans, and their families. No PMI, no prepayment penalties, and up to 100% financing for eligible borrowers.

USDA Loans

Commercial and Investment Loans

Commercial and Investment Loans

USDA Loans offer $0 down financing, designed for rural homebuyers. With favorable interest rates and no private mortgage insurance, they're ideal for those seeking property in eligible rural areas.

Commercial and Investment Loans

Commercial and Investment Loans

Commercial and Investment Loans

  

Explore rental loans, mixed-use financing, and flexible commercial programs with nationwide and regional options.

Home Equity Loans

Home Equity Loans

Home Equity Loans

 A home equity loan is a second mortgage that allows you to borrow your equity, which is the difference between what your home is worth and what you owe on it. Home Equity Loans offer lower interest rates than other forms of consumer loans because they use your home as collateral. 

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